DPDP Act Readiness Programme for a Fintech Lender
Client: RBI-regulated digital lending platform
2M+
Records scoped
RBI
Audits cleared
DPDP+DLG
Frameworks
Challenge
A digital lender processing data of 2M+ borrowers needed end-to-end DPDP Act readiness while maintaining RBI Digital Lending Guidelines compliance.
Approach
- ·Conducted a data-flow audit across origination, underwriting, and collections systems.
- ·Drafted notice-and-consent architecture, DPO charter, and grievance redressal SOP.
- ·Mapped DPDP obligations against RBI DLG to surface and resolve overlaps.
Outcome
- ·Privacy notice and consent flows deployed across web and mobile.
- ·Internal DPO function operationalised with quarterly reporting cadence.
- ·Zero regulator-flagged issues during subsequent RBI audit cycle.
Counsel's Takeaway
"Privacy compliance and sectoral regulation must be architected together — never sequentially."
Confidential · 30-minute discovery call